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Important Disclosure:

This communication is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. The views and opinions expressed herein are those of the author as of the date of publication and are subject to change without notice. Information has been obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed.

This material should not be construed as investment advice, tax advice, legal advice, or a recommendation regarding any specific product or strategy. Past performance is not indicative of future results. Any forward-looking statements or projections are based on assumptions that may not come to pass and are subject to change.

This communication is intended solely for clients of Gramercy Private Wealth, LLC (aka, "Gramercy Private") and is not intended for redistribution or use by any other persons. Investing involves risk, including the potential loss of principal. Please consult your financial advisor before making any investment decisions.

Gramercy Private Wealth, LLC (aka, "Gramercy Private") is a registered investment adviser. Registration does not imply a certain level of skill or training.

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